If you're considering tying the knot, there are many things to consider, even before he puts a ring on it. Of course you need to iron out details like the wedding, honeymoon, where you'll live afterward and all of those issues. But the three biggies to be sure you cover before walking down the aisle are as follows: money, kids and communication. First, financial matters seem to be what couples argue over most, so go ahead and get it out of the way before it becomes a problem. It's important for both partners to be completely transparent about their financial standing, including credit rating, savings style and debt. Don't fall for the common misconception, however, that you must have a joint banking account – not the case. About one-third of married couples keep their accounts separate, and many have separate savings accounts as well.

Consider the pros and cons of the arrangement, how you'll divvy up expenses and agree on how much to put aside for savings, given each of your incomes. It seems like a no-brainer to have a meeting of the minds about children – how many, when to start trying, contingency plans for if you can't conceive naturally, etc. It would be quite the rude awakening if you both agreed on having kids...but one partner wanted them immediately, while the other wanted to wait 10 years. Finally, consider how you and your spouse will resolve differences. If you're not comfortable with the way you both communicate when you argue at this point, then some serious discussions might need to take place, perhaps with the aid of a therapist. It's beneficial for couples to see a counselor before getting married to ensure that you clear the air and are ready to tackle issues as they arise instead of letting them fester.